The Whatcom Dream

Our Services

Financial Literacy Classes

Our Financial Literacy Curriculum Includes:

  • Understanding Socio-Economic Differences
  • Money Memories & Beliefs
  • Cash, Communication & Conflict
  • Your True Core Values & Goals
  • Values Based Budgeting
  • Banking
  • Consumerism
  • Debt
  • Insurance
  • Transportation
  • Home Ownership
  • Investing

The next Bellingham class starts October 01, 2018. Meets each Monday 6-730pm for 10 weeks. Location: 2303 Moore St  Bellingham, WA 98225

The next Lynden class starts Wednesday Sept. 26,2018 (10 week class). Class meets every other week, on Wednesday nights 6-830pm. Dinner and onsite childcare included! Location: Sonlight Church 8800 Bender Rd, Lynden, WA 98264

The next Blaine class starts Thursday Oct 25, 2018. Class meets 6-730pm each week for ten weeks at Christ The King Church 4895 Birch Bay Lynden Rd. Blaine, WA 98230

 We also have daytime classes downtown at The Lighthouse Mission Thursdays 1-2pm and Goodwill Learning Center on Sunset in Bellingham on Thursdays 230-4pm.

Call 360-319-3759 to register for a class today!

Tuition is $60.00 per person. Scholarships for all times/locations are available as needed.

  • One-on-One Private Financial Coaching

    $25.00 per hour. Call 360-319-3759 for appointment.

Group classes are not for everyone, therefore, we offer one on one privacy at our home office at 2303 Moore St Bellingham, WA 98225

  • Private Couples Financial Coaching
    $25.00 per hour. Call 360-319-3759 for appointment.

Communicating with your spouse or partner about finances can be difficult in the best of circumstances. We offer private facilitated hourly sessions where couples can talk openly about the fear, frustration, confusion and perspectives on money management. Discover ways to reach common goals and reduce conflict. Give yourself (and your spouse/partner) the gift of learning to manage money as a team. Call #(360) 319-3759 to make an appointment.

  • What is Your Poverty Culture IQ? (Presentation/Workshops)

Our Poverty IQ Workshops are led by our Executive Director, Trudy Shuravloff.  Trudy grew up in generational poverty and shares many insights and perspectives that bring clarity to the decision making and prioritizing that takes place in North American poverty. Often, those who seek to help and understand and help those in poverty are left mystified at why their clients do what they do. The workshop covers research/evidence based best practices for optimum outcomes when working with people raised in poverty culture.  The workshop includes material from Dr. Ruby Payne’s “Framework for Understanding Poverty” curriculum. Trudy is a certified trainer of Dr. Payne’s material. 

Suggested donation of $200.00 for a two hour interactive training for a group. Call us to find out more!


  • “Gotcha Covered!” Our Community Clothing Store

Gotcha Covered is a one week event that occurs each August-just in time for school shopping! We sell brand new clothing at 75% off retail prices to low-income parents. The money generated from the store then provides scholarship funds for those who cannot afford the fee for our financial classes-this creates an opportunity for Gotcha Covered families to pay it forward-always a good thing! 

Think back to when you were a kid on the first day of school. Were you nervous? Excited? Were you outfitted with proper fitting clothes? Did you have the necessary school supplies? We truly hope you did. Every kid deserves this. Sadly, this isn’t the reality for some kids. Despite working hard, their parents still come up short when it’s back to school shopping time. The good news is…as a caring community, we can help!

For those who have participated in our financial programs in the past we offer Gotcha Covered!

The Whatcom Dream’s Gotcha Covered program helps low/moderate income parents provide new clothing and supplies for their children at prices they can afford (75% off retail)!

We ask generous community members to become a “Super Sponsor” by donating $100.00 to make this happen for one low-income child in our community. If you would like to learn more about or register for this wonderful program please call The Whatcom Dream at 360-319-3759 .

You can also go directly to our website and hit the “donate now” button-easy peasy! And what a difference you can make for a low-income child as they start off the school year feeling prepared and a little more confident!


  • “The Toy Chest” brought to you by The Whatcom Dream!

Every parent wants the dignity of providing a wonderful Christmas for their child. For those who have worked with us, (be it in classes, one on one counseling, or couples coaching) we provide an opportunity to buy new toys at 75% off retail! Join us for a Christmas dinner on Friday Dec. 7th at 6pm Northlake Church 1471 McLeod Rd, Bellingham. Dinner is followed by a shopping experience that helps make the holiday season unforgettable and affordable! Register by calling Trudy at 360-319-3759.